About HagDos and, Terms & Conditions
Leading Loan Services Provider
A Division of HagDos India Pvt. Ltd.
About HagDos Loan Services
At HagDos India Pvt. Ltd., we understand that financial needs can arise anytime. Our HagDos Loan Services are designed to provide quick, reliable, and transparent loan solutions to individuals who require urgent financial assistance.
We follow a simple documentation process — borrowers only need to submit their Aadhaar Card, PAN Card, Aadhaar-linked mobile number, email ID, and income proof (salary slip for salaried individuals or latest bank statements for self-employed). Once verified, our team ensures fast approval and hassle-free disbursement.
With dedicated customer support, secure processes, and flexible repayment options, HagDos Loan Services aims to empower individuals by offering the right financial support at the right time. Our loan services are specifically designed for individuals who need urgent financial assistance between â‚ą10,000 to â‚ą50,000 with competitive terms and conditions.
Flexible Repayment
Multiple EMI options available. Choose a repayment schedule that suits your financial situation. Pre-closure options also available.
Loan Details & Terms
Eligibility & Documentation
Required Documents
- Aadhaar Card (mobile number linked)
- PAN Card
- Valid Email ID
- Bank Account Details
- Salary Slip (for salaried)
- Bank Statements (for self-employed)
Basic Requirements
- Indian Citizen
- Age: 21-60 years
- Valid Bank Account
- Regular Income Source
- Mobile Number Verification
- Email Verification
Loan Purpose
- Personal Financial Needs
- Home Improvement
- Medical Emergency
- Education Expenses
- Business Requirements
- Other Legitimate Purposes
Important Terms & Conditions
Please read the following terms carefully before applying for a loan:
- Loan Purpose: The borrower agrees to use the loan amount for legitimate purposes and acknowledges that this is a personal loan or home loan facility.
- Interest Rate: The loan carries an annual interest rate of 60% to 120%, calculated monthly. The borrower acknowledges and agrees to this interest rate.
- Repayment Terms: The borrower agrees to pay monthly EMI on or before each month as per the agreed schedule.
- Processing Fee: A one-time, non-refundable processing fee will be deducted from the loan amount at the time of disbursement. This fee is non-refundable under any circumstances.
- Late Payment Penalty: If monthly EMI payment is delayed, a penalty of 50% of the EMI amount plus 18% GST will be charged. If the principal amount is not repaid on the due date, a 4.5% daily penalty will be charged until full repayment.
- Pre-Closure: The borrower may close the loan before the end of the tenure by paying the total outstanding principal amount along with any due interest.
- Default: In case of default in payment, HagDos Investment reserves the right to initiate legal recovery proceedings as per applicable laws.
- Documentation: The borrower has provided all required documents including Aadhaar Card, PAN Card, and other supporting documents as per the loan process requirements.
- Compliance: Both parties agree to comply with all applicable laws and regulations governing lending practices in India.
- Contact Information: For any queries or assistance, the borrower may contact HagDos at loan@hagdos.com, info@hagdos.com, or legal@hagdos.com.
- Governing Law: This agreement shall be governed by the laws of India and any disputes shall be subject to the jurisdiction of competent courts.
- Amendment: This agreement can only be modified through written consent of both parties.
Secure & Reliable
Your data is protected with industry-standard security measures. We ensure complete confidentiality and secure transactions for all our customers.